Financing Options

Flexible payment options for qualified customers.

At Monarch Paint Design, we understand that timing matters. Whether you’re planning a full exterior repaint, custom cabinetry, or a larger remodel collaboration, we offer financing options for qualified customers.

Financing options become available after your estimate is delivered through HouzzPro. You can review terms, lender details, and apply securely if it’s the right fit for you.

Transparent. Optional. Designed around your timeline.

Personal Loan Financing

(Powered through Intuit Credit Karma’s lending marketplace)

This option allows you to:

  • View multiple loan offers through a network of lenders

  • Compare personalized options without impacting your credit score initially

  • Receive funds directly into your account (if approved)

  • Make predictable monthly payments

  • Pay off early with no prepayment penalty

✔ Quick online application

✔ Fixed monthly payments

✔ No hidden fees

OPTION 1

HELOC Financing

(Through Figure – Home Equity Line of Credit)

This option may be ideal for larger renovation projects.

Features may include:

  • Borrow up to $400,000 (subject to approval)

  • Approval in as little as 5 minutes (when qualified)

  • Funding in as few as 5 business days

  • Fixed rate options

  • No prepayment penalties

  • Potential tax deductibility (consult your tax professional)

A minimum credit score requirement may apply. Approval and terms vary.

OPTION 2

Quick-Approval Project Financing

(Through Greensky)

This option may be helpful for homeowners who prefer to apply for financing during the project planning process.

This option allows you to:

• Apply for financing through participating lenders during the estimate process

• Explore payment options for your project

• Receive a credit decision quickly when qualified

• Finance home improvement work without using home equity

Features may include:

✓ Simple online application

✓ Flexible payment options (subject to approval)

✓ No prepayment penalties on many plans

✓ Funding available after approval and project confirmation

Financing is provided by participating lenders. Terms and approval are subject to credit qualification.

OPTION 3

Important Disclosure Section

Financing is offered through third-party lenders. Monarch Paint Design does not determine credit approval, loan terms, or funding timelines. All applications, approvals, and funding decisions are handled directly by the financing provider.

Financing is available for qualified applicants. Terms vary.

Which Option Might Be Right for You?

Personal Loan

No home equity required

Good for medium projects

Fixed payment schedule

Funds deposited directly

HELOC

Uses home equity

Ideal for larger renovations

Flexible draw structure

Line of credit structure

Project Financing

Apply during estimate process

Unplanned / Immediate Project needs

No home equity required

Payment options available for qualified buyers

Ready to explore your options?

Financing is available after your estimate is delivered.